Money One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work. A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work. Your Emergency Fund: How Much Is Enough? Having an emergency fund may help alleviate the stress and worry associated with a financial crisis. Making a Charitable Contribution There are benefits and limitations when you decide to donate stock. Data Thieves from Outer Space Learn about the dangers of internet fraud with this highly educational and fun “pulp” comic. Have a Question Name Email Address Phone Question Thank you! Oops!